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The Insurance Marketplace Insights and Observations is the sixth state of the insurance market report produced by Alliant. The observations and commentary are gleaned from our industry-specific broking teams, in their own words, and are intended to reflect their individuality and ways of looking at their respective markets.

Introduction

Navigating the challenging and ever-changing market requires a strategic plan within risk management departments. Some tips for risk managers to consider:

• Begin renewal discussions early with underwriters and share details about your risk management organization, culture and processes.
  
  
• Endeavor to be organized and prepared.
  
  
• Start early on the renewal process.
  
  
• Stand ready to provide more detailed exposure information than has been requested or required in prior years.

As a result of the pressure we expect from the market, we have included a special and now regular section to our report on Alternative Risk programs that could present viable solutions to clients looking for alternatives to traditional insurance.

As we observe and experience any significant changes in cost and capacity, we will also from time to time produce updated versions of the trend report to make clients aware of changing market conditions in real-time.

Please contact us if additional clarity within the 2024 Insurance Marketplace Insights & Observations Mid-Year Report is desired.

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