麻豆映画

Professional Liability Insurance is also known as errors & omissions insurance (E&O). This type of coverage will cover claims alleging negligence in the rendering of, or the failure to render professional services.

Available Policy Limits:

Minimum Premiums Start At:听

• $810 for $250,000 per claim/$250,000 annual aggregate
• $1,035 for $500,000 per claim/$500,000 annual aggregate
• $1,477 for $1,000,000 per claim/$1,000,000 annual aggregate
• Subject to Underwriter review for $1,000,000 per claim/$2,000,000 annual aggregate

Higher limits can be offered via excess liability. Subject to underwriter review and an additional premium.

Deductible:

• $5,000 per claim, with multiple deductible options available

Policy Type:

• Claims Made

Policy Coverage:

• Professional Liability (E&O)
• Coverage for Contingent Bodily Injury and Property damages resulting from your professional services

Other Policy Benefits:

• Mold buy-back option
• Asbestos buy-back option
• Option to Add Computer Network Security and Privacy Liability ($250,000 Sub-limit)
• Intellectual Property/Patent Infringement Coverage ($25,000 Sub-limit)
• Policy limits up to $1,000,000 (additional excess limits available)
• Legal Hotline
• Pre-Claim Preventive Legal Consultations
• Consultant Contract Legal Review
• Broad definition of professional services including the ability to expand the definition per your specific services that are offered
• Worldwide Coverage *except Russia and China (subject to policy terms and conditions)

麻豆映画 Services:

• Legal Hotline: Call 312-431-3497 or email Chemlegal@karballaw.com
• Pre-claim Preventive Legal Consultation (Karbal & Cohen Law Firm)
• Consultant Contract Legal Review

Part-time Coverage Options Available:

If you provide independent consulting services on a part-time basis, you may qualify for the part-time coverage option. Minimum premium starts at $350 (annual) for individuals grossing $35,000 or less.

• Policy Limit: $100,000 Limit
• Deductible: $2,500 per claim

Please note, reference made to any premiums above do not include policy fee or state tax.

We also offer Alternative Payment and Financing Options:

• Check payment
• Online EFT/AHC payment
• Financing through a 3rd party

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Higher Limits Available!

Combined Professional Liability (E&O) & General Liability Insurance

Professional Liability Insurance is also known as errors & omissions insurance (E&O). This type of coverage will cover claims alleging negligence in the rendering of, or the failure to render professional services.

General liability insurance is typically purchased by an individual or business as protection against liability claims for bodily injury (BI) and property damage (PD) arising out of premises, operations, products, and completed operations; and advertising and personal injury (PI) liability.

Limit Options (note: professional and general liability limits must match):

• $250,000 per claim / $250,000 annual aggregate
• $500,000 per claim / $500,000 annual aggregate
• $1,000,000 per claim / $1,000,000 annual aggregate
• $1,000,000 per claim / $2,000,000 annual aggregate

Higher limits can be offered via excess liability. Subject to underwriter review and an additional premium.

Deductible:

• $5,000 per claim, with multiple deductible options available

Policy Type:

• Claims Made
• Occurrence

Policy Coverage:

• Combined Professional Liability (E&O) / General Liability
• Coverage for Contingent Bodily Injury and Property damages resulting from your professional services

Other Policy Benefits:

• Experienced Claims Attorney: Karbal | Cohen | Economou | Silk | Dunne
• Mold buy-back option
• Asbestos buy-back option

General liability cannot be sold separately, and must be purchased with professional liability.

We also offer Alternative Payment and Financing Options:

• Check payment
• Online EFT/AHC payment
• Financing through a 3rd party

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With the growing frequency and intensity of cyber threats, cyber liability has become an inherent risk for every organization. To mitigate this risk, it's crucial to have a specialized professional with technical expertise to evaluate and secure appropriate coverage for your business.

Cyber liability insurance protects organizations and individuals from claims arising from a network breach or unauthorized dissemination of private information. The policy's "first-party" element provides coverage for the costs incurred by the insured entity when discovering a breach, making it an invaluable asset. Most insurance carriers also offer a data breach coach or claims team to assist with coordinating the necessary elements to appropriately respond to a breach and comply with regulatory requirements.

Given that organizations hold sensitive data of both their employees and customers, whether it's subcontracted to a third party or not, this exposure is always present. It's crucial to take proactive measures to mitigate the risks associated with cyber threats, including investing in appropriate cybersecurity measures and obtaining adequate cyber liability insurance coverage.

Cyber Liability Policy Coverage:

• Data Breach and First Party Costs: Covers defined expenses commonly associated with a data breach. This includes costs associated with data breach counsel, computer forensics analysis, privacy regulations compliance, notification and credit monitoring services for affected individuals, and public relations or crisis management services to restore a company鈥檚 reputation.
• Network Security and Privacy Liability: Covers liability of the organization arising out of the failure of network security, including unauthorized access or unauthorized use of corporate systems, a denial of service attack, or transmission of malicious code. Internet media liability Covers infringement of copyright or trademark, invasion of privacy, libel, slander, plagiarism, or negligence arising out of the content on the organization鈥檚 website.
• Cyber/Network Extortion: Covers monies and associated expenses arising out of a criminal extortion threat to release sensitive information or gain unauthorized access to a network.
• Business Interruption: Covers lost income or extra expenses in the event that the network is inaccessible for an extended period of time.
• Digital Asset Restoration Costs: Coverage covers costs incurred to replace, restore, or recollect data and/or network resources lost or destroyed resulting from unauthorized access to the system.
• Regulatory Coverage: Provides coverage for regulatory proceedings brought by a government agency alleging the violation of any state, federal, or foreign identity theft or privacy protection legislation.
• Cyber Terrorism Coverage: Covering financial damages an insured is legally liable for arising from an act that is certified by the Secretary of the Treasury to be an act of terrorism pursuant to the federal Terrorism Risk Insurance Act.
• Payment Card Industry Standards Compliance Coverage: Covers damages as well as payment card loss, which the insured is legally obligated to pay resulting from non-compliance with the payment card industry data security standard.
• Social Engineering Fraud: Social engineering fraud, or 鈥渇raudulent inducement,鈥� is an emerging risk gaining widespread attention in the marketplace. This exposure is often addressed under a crime of fidelity policy, however, has potential overlap and implications to cyber risk. This coverage provides for indemnification of the loss of monies and securities caused by a fraudulent inducement to transfer funds to a third party purporting to be a customer or vendor.

Stand-Alone Cyber Liability Insurance:

Alliant is pleased to offer a stand-alone cyber liability policy. We have this option for contracts that require higher limits and broader coverage beyond what we can offer inside the program.

To apply for the Alliant Stand-Alone Cyber Insurance Policy, please follow the instructions below.

Beazley Cyber Application

Alliant Ransomware Questionnaire Application

Alliant Supplemental Underwriting Questions Due To SolarWinds

Directions:

1. Download and Save the PDF Applications Above
2. Complete the Application Entirely
3. Submit the Application to aiche-questions@alliant.com听